Applications & Supplementals
A supplemental application is an add-on questionnaire that goes with the main ACORD application. The main application collects the basics: who you are, where the risk is located, the limits you want and your prior insurance. The supplemental asks the underwriting questions that only apply to one type of risk, such as the pool and trampoline at a home, the drivers on a youthful driver policy or the alcohol sales at a bar.
Insurance companies use those answers to decide whether they can write the risk and how to price it, so a complete supplemental usually means a faster and more accurate quote. Below are the supplementals we see most often. Need one? Ask and we will send it over and help you fill it out.
200+ common personal lines insurance applications
Personal lines insurance covers individuals and families: your cars, your home and the things and activities that come with them. These are the supplementals applications that carriers most often ask for, grouped by the kind of risk they cover.
Auto & motor vehicles
- Private Passenger Auto
- Youthful / Newly Licensed Driver
- High-Value / Luxury Auto
- Classic & Antique Auto
- Collector Vehicle
- Modified / Custom Vehicle
- Rideshare Driver (TNC)
- Personal Vehicle Used for Delivery
- Non-Owner Auto
- SR-22 / High-Risk Driver
- Imported / Gray-Market Vehicle
- Electric Vehicle & Home Charger
- Excluded Driver Statement
- Garaging Address Verification
- Out-of-State / Student Driver
- Multi-Car Household Schedule
- Leased Vehicle / Gap Coverage
- Custom Equipment & Aftermarket Parts
- Kit Car / Replica Vehicle
- Exotic / Supercar
- Show Car / Limited-Use Vehicle
- Mature Driver
- International Driver / Foreign License
- Roadside Assistance / Motor Club
- Vehicle in Storage (Comprehensive Only)
- Military Deployment Vehicle Storage
- Hot Rod / Street Rod
- Personal Vehicle Used for Business
- Utility / Cargo Trailer
- Telematics / Usage-Based Program
Homeowners & dwelling
- Homeowners (HO-3)
- High-Value Home
- Condominium Unit Owner (HO-6)
- Renters / Tenant (HO-4)
- Dwelling Fire (DP-1 / DP-3)
- Landlord / Rental Dwelling
- Seasonal / Secondary Home
- Vacant or Unoccupied Dwelling
- Home Under Construction / Renovation
- Mobile / Manufactured Home
- Log Home
- Historic Home
- Coastal / Wind-Exposed Home
- Farm & Ranch Dwelling
- Townhome / Rowhouse
- Cabin / Remote Home
- Tiny Home
- Modular / Container Home
- Co-op Unit Owner
- Home Owned by an LLC or Trust
- Estate / Probate Dwelling
- Barndominium
- Dome / Earth-Sheltered Home
- Home with Accessory Dwelling Unit (ADU)
- Mixed-Use Home (Residence over Storefront)
- Owner-Occupied 2-4 Family
- Foreclosure / Bank-Owned Purchase
- Home on Leased Land
- Island / Ferry-Access Home
- Rural Home Without Hydrant (PC 9-10)
Home risk features
- Swimming Pool / Spa
- Trampoline
- Dog / Animal Liability
- Wood Stove / Solid Fuel Heater
- Roof Age & Condition
- Electrical (Knob & Tube / Aluminum Wiring)
- Underground Oil Tank
- Solar Panels
- Home-Based Business
- Short-Term Rental (Airbnb / VRBO)
- Daycare in the Home
- Prior Water Damage / Sump Pump
- Detached Structures / Barns
- Horses & Livestock on Premises
- Hobby Farm
- Standby Generator
- Water Leak Detection / Smart Home
- Central Station Alarm Certificate
- Residential Fire Sprinklers
- Polybutylene / Galvanized Plumbing
- Federal Pacific / Zinsco Electrical Panel
- Fireplace & Chimney
- Sewer & Drain Backup
- Outdoor Kitchen / Fire Pit
- Home Elevator / Stair Lift
- Pond or Lake on Property
- Private Shooting Range
- Home Battery Storage
- Equipment Breakdown (Home Systems)
- Service Line Coverage
Recreational vehicles & watercraft
- Motorcycle
- Motorhome / RV
- Travel Trailer / Fifth Wheel
- Full-Time RVer
- ATV / UTV
- Snowmobile
- Golf Cart / Low-Speed Vehicle
- Personal Watercraft (Jet Ski)
- Boat & Yacht
- Sailboat
- High-Performance Boat
- Charter / Liveaboard Vessel Use
- Dirt Bike / Off-Road
- Antique Motorcycle
- Aircraft / Drone (Personal)
- Pontoon Boat
- Bass / Fishing Boat
- Houseboat
- Classic / Wooden Boat
- Boat Dock & Lift
- Horse Trailer
- Toy Hauler
- E-Bike / E-Scooter
- Dune Buggy / Sand Rail
- Airboat / Hovercraft
- Track Day / HPDE
- Antique Tractor
- Ice Fishing Shanty
- Canoe, Kayak & Paddleboard
- Ultralight Aircraft
Valuables & collections
- Jewelry Floater
- Fine Art
- Firearms Collection
- Wine Collection
- Musical Instruments
- Camera & Electronics
- Coins & Stamps
- Sports Memorabilia
- Furs & Designer Goods
- Silverware & Antiques
- Watch Collection
- Rare Books & Manuscripts
- Comic Books & Trading Cards
- Precious Metals & Bullion
- Oriental Rugs & Tapestries
- Fine China & Crystal
- High-End Bicycles
- Golf Equipment
- Model Trains & Toys
- Mobility Scooter / Medical Equipment
Umbrella & personal liability
- Personal Umbrella
- Excess Liability (High Net Worth)
- Rental Property Umbrella
- Youthful Driver Umbrella
- Watercraft Umbrella
- Domestic Employees / Household Staff
- Board Member / Volunteer Liability
- Personal Injury / Libel
- Identity Theft / Personal Cyber
- Family Office / Trust-Owned Property
- Excess Uninsured / Underinsured Motorist
- Public Figure / Celebrity Liability
- Kidnap, Ransom & Extortion (Personal)
- Hunting Lease Liability
- Equestrian / Horse Owner Liability
- Trustee / Executor Liability
- Household Employment Practices
- Social Host Liquor Liability
- Beekeeping
- Exotic / Wild Animal Liability
Flood, earthquake & catastrophe
- NFIP Flood
- Private Flood
- Excess Flood
- Earthquake
- Windstorm / Hurricane
- Wildfire / Brush Area
- Sinkhole
- Hail / Roof Surfacing
- Elevation Certificate
- Mitigation / Wind Inspection
- Landlord Earth Movement / Landslide
- Landslide & Mudslide
- Mine Subsidence
- Four-Point Inspection
- FAIR Plan Dwelling
- Wind-Only / Wind Pool
- Difference in Conditions (DIC)
- Ordinance or Law
- Extended Replacement Cost
- Loss of Use / Additional Living Expense
- Freeze & Ice Dam
Life, health & specialty
- Term Life
- Permanent / Whole Life
- Medicare Supplement
- Long-Term Care
- Disability Income
- Annuity Suitability
- Travel Insurance
- Pet Insurance
- Wedding / Special Event (Personal)
- Accident & Critical Illness
- Final Expense
- Universal Life
- Survivorship (Second-to-Die) Life
- Dental & Vision
- Hospital Indemnity
- Cancer Insurance
- Medicare Advantage / Part D
- Short-Term Medical
- Accidental Death & Dismemberment
- International Student Health
400+ common commercial lines insurance applications
Commercial lines insurance covers businesses and organizations. Most commercial supplementals application are written for a specific class of business or a specific coverage, so we have grouped them by industry and coverage type. This list is our guide to the supplemental applications that we see most often, not an official industry ranking. If you do not see the one you need, just ask.
Contractors & construction
- General Contractor
- Residential Remodeling
- Roofing
- Electrical
- Plumbing
- HVAC
- Carpentry / Framing
- Concrete & Masonry
- Excavation & Grading
- Painting Want to save and finish later? Complete it online
- Drywall & Plastering
- Landscaping & Lawn Care
- Tree Trimming & Removal
- Paving & Asphalt
- Demolition
- Fencing
- Flooring & Tile
- Insulation
- Solar Installation
- Pool Construction & Service
- Glazing / Glass Installation
- Steel Erection
- Scaffolding
- Waterproofing
- Countertop & Cabinet Installation
- Directional Boring / Utility Contractor
- Crane & Rigging
Specialty trades & services
- Handyman
- Janitorial / Cleaning
- Pest Control
- Snow Plowing
- Pressure Washing
- Window Washing
- Locksmith
- Security Systems Installation
- Elevator / Escalator
- Sign Installation Want to save and finish later? Complete it online
- Septic Services
- Well Drilling
- Mold Remediation
- Restoration / Water Damage
- Chimney Sweep
- Appliance Repair
- Carpet Cleaning
- Garage Door Installation
- Gutter Installation
- Welding & Fabrication
- Fire Sprinkler Contractor
- Low-Voltage / Data Cabling
- Irrigation Installation
- Junk Removal
- Moving Labor (Load / Unload Only)
- Air Duct Cleaning
- Mobile Auto Detailing
Restaurants, bars & hospitality
- Restaurant
- Bar / Tavern
- Nightclub
- Liquor Liability
- Brewery / Brewpub
- Winery
- Distillery
- Catering
- Food Truck
- Bakery
- Coffee Shop
- Hotel / Motel
- Bed & Breakfast
- Banquet Hall
- Hookah / Cigar Lounge
- Commercial Kitchen (Shared)
- Delivery & Takeout Operations
- Fast Food / Franchise
- Bowling Alley / Bar
- Golf Club & Pro Shop
- Ghost Kitchen
- Ice Cream / Frozen Yogurt Shop
- Pizzeria
- Juice & Smoothie Bar
- Taproom / Tasting Room
- Diner / Family Restaurant
- Hostel
Real estate & habitational
- Apartment Building Want to save and finish later? Complete it online
- Condominium Association Want to save and finish later? Complete it online
- Homeowners Association (HOA)
- Lessor's Risk Only
- Office Building
- Shopping Center / Strip Mall
- Self-Storage Facility
- Vacant Building
- Builders Risk
- Student Housing
- Senior Living (Independent)
- Mobile Home Park
- Campground / RV Park
- Short-Term Rental Portfolio
- Mixed-Use Building
- Warehouse (Lessor)
- Property Manager E&O
- Real Estate Developer Want to save and finish later? Complete it online
- Parking Lot / Garage
- Habitational Crime & Security
- Coworking Space
- Medical Office Building
- Single-Family Rental Portfolio (Long-Term)
- Affordable / Section 8 Housing
- Cooperative Apartment Building
- Vacant Land
- Distressed / Foreclosed Property
Commercial auto
- Business Auto
- Hired & Non-Owned Auto
- Contractor Fleet
- Garage Liability
- Garagekeepers
- Auto Dealer
- Used Car Dealer
- Auto Repair Shop
- Body Shop
- Automobile Painting Want to save and finish later? Complete it online
- Towing & Recovery
- Limousine
- Taxi / Livery
- Non-Emergency Medical Transport
- School Bus / Student Transport
- Church Van / Bus
- Rental Car Agency
- Food Delivery Fleet
- Driver Schedule (Fleet)
- Vehicle Schedule (Fleet)
- Motor Vehicle Record Consent
- Ambulance / EMS
- Funeral Home Vehicles
- Hotel & Airport Shuttle
- Rideshare / TNC Fleet
- Dealer Open Lot
- Driver Training School
- Vehicle Leasing Company
Trucking & logistics
- Motor Truck Cargo
- Trucking Liability (For-Hire)
- Moving & Storage
- Household Goods Mover
- Freight Broker
- Freight Forwarder
- Owner-Operator
- Non-Trucking Liability (Bobtail)
- Physical Damage (Tractor/Trailer)
- Hazmat Hauler
- Dump Truck
- Logging Truck
- Auto Hauler
- Refrigerated (Reefer) Cargo
- Intermodal / Drayage
- Courier / Last-Mile Delivery
- Warehouse Legal Liability
- Trailer Interchange
- Motor Carrier Safety Questionnaire
- Fleet Telematics / Safety Program
- Tanker (Liquid Bulk)
- Flatbed / Heavy Haul
- Livestock Hauler
- Grain Hauler
- Hot Shot / Expedited Freight
- Garbage / Waste Hauler
- Cold Storage Warehouse
Professional liability (E&O)
- Accountants / CPA
- Architects & Engineers
- Attorneys (Lawyers Professional)
- Insurance Agents E&O
- Real Estate Agents E&O
- Mortgage Brokers Want to save and finish later? Complete it online
- Financial Advisors
- Consultants
- IT Consultants / Technology E&O
- Marketing & Advertising
- Staffing Agency
- Home Inspectors
- Appraisers
- Surveyors
- Title Agents
- Notary Public
- Travel Agents
- Event Planners
- Interior Designers
- Translators & Interpreters
- Tax Preparers
- Payroll Services
- Bookkeepers
- Collection Agency Want to save and finish later? Complete it online
- Software Developers / SaaS
- Private Investigators
- Public Adjusters
Management liability & cyber
- Directors & Officers (Private)
- Directors & Officers (Nonprofit)
- Employment Practices Liability
- Fiduciary Liability
- Commercial Crime
- Employee Dishonesty
- Cyber Liability
- Data Breach Response
- Social Engineering / Funds Transfer
- Media Liability
- Kidnap & Ransom
- Third-Party Crime
- ERISA Bond
- Notary / Public Official Bond
- Contract Surety Bond
- Commercial Surety Bond Want to save and finish later? Complete it online
- License & Permit Bond
- Representations & Warranties
- Ransomware Controls
- Privacy & Regulatory
- Side A / Excess D&O
- Employed Lawyers Liability
- Wage & Hour Defense
- Intellectual Property Infringement
- Crypto / Digital Asset Crime
- Court & Probate Bonds
- Business Service (Janitorial) Bond
Healthcare & social services
- Physicians Medical Malpractice
- Dentists
- Chiropractors
- Physical Therapists Want to save and finish later? Complete it online
- Nurses / Nurse Practitioners
- Home Health Care
- Assisted Living Want to save and finish later? Complete it online
- Nursing Home
- Medical Spa
- Pharmacy
- Veterinarians
- Behavioral Health / Counseling
- Daycare Center
- Adult Day Care
- Social Services Agency Want to save and finish later? Complete it online
- Group Home
- Massage Therapists
- Fitness Trainers
- Medical Billing
- Laboratory / Diagnostic Imaging
- Urgent Care Center
- Ambulatory Surgery Center
- Optometrists
- Podiatrists
- Hospice
- Telehealth Provider
- Dialysis Center
Manufacturing & products
- Manufacturer (General)
- Products Liability
- Product Recall
- Food Manufacturing
- Beverage Bottling
- Cannabis / Hemp / CBD
- Firearms & Ammunition
- Cosmetics & Personal Care
- Nutritional Supplements
- Machine Shop
- Metal Fabrication
- Plastics
- Woodworking / Cabinetry
- Printing
- Textile & Apparel
- Electronics Assembly
- Chemical Manufacturing
- Importer / Distributor
- Contract Packager
- 3D Printing
- Medical Device Manufacturer
- Aerospace Parts Manufacturer
- Auto Parts Manufacturer
- Paper & Packaging
- Furniture Manufacturer
- Toy & Juvenile Products
- Glass & Ceramics
Retail & wholesale
- Retail Store (General)
- Convenience Store Want to save and finish later? Complete it online
- Gas Station
- Grocery
- Liquor Store
- Jewelry Store (Jewelers Block) Want to save and finish later? Complete it online
- Firearms Dealer
- Pawn Shop
- Vape / Tobacco Shop
- Pharmacy Retail
- Hardware Store
- Furniture Store
- Clothing Boutique
- Florist
- Pet Store / Grooming
- E-Commerce / Online Retailer
- Wholesale Distributor
- Auto Parts Store
- Salon / Barber Shop
- Dry Cleaner / Laundromat
- Sporting Goods Store
- Bicycle Shop
- Electronics Store
- Bookstore
- Thrift / Consignment Store
- Tattoo & Body Piercing
Property & inland marine
- Commercial Property
- Business Owners Policy (BOP)
- Business Income
- Equipment Breakdown
- Contractors Equipment
- Installation Floater
- Motor Truck Cargo (Inland)
- Transit / Shipments
- Fine Arts (Commercial)
- Electronic Data Processing
- Signs
- Accounts Receivable
- Valuable Papers
- Bailee Customers
- Commercial Flood
- Commercial Earthquake
- Wind / Named Storm
- Statement of Values
- Fire Protection / Sprinkler
- Vacancy Permit
- Spoilage / Refrigeration Breakdown
- Utility Service Interruption
- Ordinance or Law (Commercial)
- Contingent Business Interruption
- Trade Show / Exhibition Floater
- Tenant Improvements & Betterments
Workers comp & employment
- Workers Compensation
- Assigned Risk / State Pool
- Professional Employer Organization (PEO)
- Temporary Staffing
- Leased Employees
- Subcontractor Usage
- Independent Contractor Questionnaire
- USL&H (Longshore)
- Jones Act (Maritime)
- Occupational Accident
- Stop-Gap Employers Liability
- Volunteer Accident
- Safety Program Questionnaire
- Loss Control / Return-to-Work
- Multi-State Operations
- Owner / Officer Inclusion-Exclusion
- Agricultural Workers
- Construction Payroll Breakdown
- Drug-Free Workplace
- Ghost Policy (Sole Proprietor)
- Pay-As-You-Go Workers Comp
- Large Deductible / Self-Insured Retention
- Excess Workers Comp (Self-Insured)
- Foreign Voluntary Workers Comp
- Defense Base Act
- Group Self-Insurance Fund
Events, recreation & entertainment
- Special Event Liability
- Concerts & Festivals
- Weddings & Private Events (Venue)
- Sports Teams & Leagues
- Fitness Center / Gym
- Martial Arts Studio
- Dance Studio
- Yoga Studio
- Summer Camp
- Amusement / Inflatables
- Trampoline Park
- Swimming Pool (Commercial)
- Marina
- Golf Course
- Ski Area
- Hunting & Fishing Guide
- Outfitter / Rafting
- Equestrian Facility
- Film & Video Production
- Photographers
- Escape Room
- Paintball / Airsoft Field
- Climbing Gym Want to save and finish later? Complete it online
- Go-Kart Track
- Zoo / Petting Farm
- Haunted Attraction Want to save and finish later? Complete it online
Specialty, farm & environmental
- Farm & Ranch
- Agribusiness
- Crop-Hail
- Livestock Mortality
- Pollution Liability (Contractors)
- Pollution Liability (Site)
- Underground Storage Tank
- Asbestos & Lead Abatement
- Environmental Consultants
- Aviation / Aircraft
- Drone / UAS (Commercial)
- Ocean Marine Cargo
- Hull & Protection and Indemnity
- Church / House of Worship
- Nonprofit Organization
- School / Private Education
- Municipality / Public Entity
- Security Guard Services
- Armed Security
- Excess / Umbrella (Commercial)
- Agritourism
- Greenhouse / Nursery
- Vineyard
- Grain Elevator
- Timber / Logging Operations
- Cemetery
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