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Charter / Liveaboard Vessel Use Insurance - Let us find your best coverage - coverage when you live aboard or charter your boat

Living aboard or chartering your boat changes the coverage you need, and standard boat policies often exclude both. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Charter / Liveaboard Vessel Use Quote Request

Applicant Information:

Have these handy

  • Year, make, model and VIN / serial number
  • Operators' names, dates of birth and experience
  • Where the unit is stored
  • Charter agreements and captain's license

Related coverage

Coverage details

What Charter / Liveaboard Vessel Use coverage includes

Living aboard or chartering your boat changes the coverage you need, and standard boat policies often exclude both.

  • Hull and machinery - Damage to the boat, motor and equipment.
  • Boat liability - Injuries and damage to others on the water.
  • Fuel spill liability - Required cleanup costs.
  • On-water towing - Towing and assistance on the water.
  • Uninsured boater - Injuries caused by uninsured boaters.

Good to know: bareboat charter and crewed charter are rated differently – tell us which applies.

Not covered: commercial passenger-for-hire operations without proper licensing.

Insurance Application:

Charter / Liveaboard Vessel Use

Required forms

Charter / Liveaboard Vessel Use Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Sailboat on open water
Contact details

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