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Excess Liability Insurance for High Net Worth Families - Let us find your best coverage - high limits for significant assets

When you have significant assets, multiple homes, collector vehicles or household staff, a standard umbrella may not be enough. Send us a few details and we will compare high-limit excess liability programs from specialty carriers – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Excess Liability (High Net Worth) Quote Request

Applicant Information:

Have these handy

  • Declarations for every home, auto, collector car and watercraft policy
  • List of residences and how each is titled (personal, trust, LLC)
  • Household staff, drivers and board positions
  • Current umbrella or excess policy and limits

Related coverage

Coverage details

What excess liability (high net worth) covers

High net worth excess liability provides limits from $5 million to $100 million over a coordinated program of home, auto, collections and watercraft policies.

  • High limits - Coverage from $5 million to $100 million for catastrophic lawsuits.
  • Multiple residences - Primary, vacation and seasonal homes, including properties held in trust or an LLC.
  • Collector and exotic vehicles - Excess liability over collector cars, motorcycles and high-value autos.
  • Watercraft and aircraft - Yachts, tenders and non-owned aircraft exposures, where available.
  • Board and D&O - Non-profit board service and personal directors and officers liability.
  • Employment practices - Claims from household staff such as wrongful termination or harassment.

Who it’s for: households with substantial net worth, multiple properties, household staff or public visibility.

Not covered: business and professional liability, intentional acts, and contractual liability not assumed under an insured contract.

Insurance Application:

Excess Personal Liability – High Net Worth

Required forms

Excess Liability (High Net Worth) Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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