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Private Flood Insurance - Let us find your best coverage - higher limits and broader flood coverage

Private flood policies can offer higher limits, shorter waiting periods and living-expense coverage that NFIP doesn't provide. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Private Flood Quote Request

Applicant Information:

Have these handy

  • Property address and year built
  • Current homeowners declarations page
  • Mortgage lender details, if any
  • Elevation certificate, if available

Related coverage

Coverage details

What Private Flood coverage includes

Private flood policies can offer higher limits, shorter waiting periods and living-expense coverage that NFIP doesn't provide.

  • Building - The structure, foundation and built-in systems.
  • Contents - Furniture, clothing and belongings.
  • Additional living expense - Hotel and living costs while repairs are made, where included.
  • Higher limits - Building limits above $250,000.
  • Shorter waiting period - Often 10-15 days instead of 30.

Good to know: many lenders accept private flood in place of NFIP.

Not covered: earth movement and sewer backup unless caused by flood.

Insurance Application:

Private Flood

Required forms

Private Flood Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Flooded home
Contact details

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