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Equipment Breakdown Insurance - Let us find your best coverage - coverage for HVAC, appliances and home systems
Equipment breakdown covers sudden mechanical or electrical failure of HVAC, appliances and home systems – something homeowners policies exclude. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Equipment Breakdown (Home Systems) Quote Request
Applicant Information:
Have these handy
- Property address and year built
- Current homeowners declarations page
- Ages of major systems
- Current homeowners policy
Related coverage
Coverage details
What Equipment Breakdown coverage includes
Equipment breakdown covers sudden mechanical or electrical failure of HVAC, appliances and home systems – something homeowners policies exclude.
- HVAC - Furnaces, AC and heat pumps.
- Appliances - Refrigerators, ovens and washers.
- Electrical and plumbing systems - Panels and water heaters.
- Electronics - Home electronics and smart devices.
- Food spoilage - Spoiled food after a breakdown.
Good to know: usually added for $25-$75 a year with a $500 deductible.
Not covered: wear and tear and routine maintenance.
Insurance Application:
Equipment Breakdown (Home Systems)
Required forms
Equipment Breakdown (Home Systems) Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm