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Loss of Use / Additional Living Expense Insurance - Let us find your best coverage - coverage to live elsewhere after a loss

If your home becomes unlivable, loss of use pays for hotels, rentals, meals and other extra costs until you can move back. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Loss of Use / Additional Living Expense Quote Request

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What Loss of Use / Additional Living Expense coverage includes

If your home becomes unlivable, loss of use pays for hotels, rentals, meals and other extra costs until you can move back.

Additional living expense - Hotels, rentals and extra costs.
Fair rental value - Lost rent on rented portions.
Civil authority - When authorities bar access to your home.
Pet boarding - On some policies.
Moving and storage - Extra moving costs.

Good to know: major rebuilds often take 12-24 months; choose a limit that covers that time.

Not covered: normal living expenses you’d have anyway.

Insurance Application:

Loss of Use / Additional Living Expense

Required forms

Loss of Use / Additional Living Expense Supplemental Application (PDF)Want to save and finish later? Complete it online

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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