Loss of Use / Additional Living Expense Insurance - Let us find your best coverage - coverage to live elsewhere after a loss
If your home becomes unlivable, loss of use pays for hotels, rentals, meals and other extra costs until you can move back. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Loss of Use / Additional Living Expense Quote Request
Applicant Information:
Have these handy
- Property address and year built
- Current homeowners declarations page
- Mortgage lender details, if any
- Current loss-of-use limit
Related coverage
What Loss of Use / Additional Living Expense coverage includes
If your home becomes unlivable, loss of use pays for hotels, rentals, meals and other extra costs until you can move back.
- Additional living expense - Hotels, rentals and extra costs.
- Fair rental value - Lost rent on rented portions.
- Civil authority - When authorities bar access to your home.
- Pet boarding - On some policies.
- Moving and storage - Extra moving costs.
Good to know: major rebuilds often take 12-24 months; choose a limit that covers that time.
Not covered: normal living expenses you’d have anyway.
Insurance Application:
Loss of Use / Additional Living ExpenseBegin Application
Required forms
Loss of Use / Additional Living Expense Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm