Get a free quote

FAIR Plan Dwelling Insurance - Let us find your best coverage - last-resort coverage when standard carriers decline

When no standard carrier will insure your home, the state FAIR Plan provides basic fire coverage – and we can add wrap-around coverage. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

FAIR Plan Dwelling Quote Request

Applicant Information:

can Full Coverage

Full Name

Phone

Address / Location

Optional. If you pick Multiple States or Other, tell us where in "How can we help" below.

Coverage needed

How can we help?

Complete Application

Have these handy

Related coverage

Coverage details

What FAIR Plan Dwelling coverage includes

When no standard carrier will insure your home, the state FAIR Plan provides basic fire coverage – and we can add wrap-around coverage.

Fire and lightning - Basic named perils.
Extended coverage - Wind, hail and smoke, where offered.
Difference in conditions - Wrap-around coverage for liability and theft.
Building - The structure, foundation and built-in systems.
Contents - Furniture, clothing and belongings.

Good to know: we re-shop FAIR Plan homes each year to move back to a standard carrier.

Not covered: liability and theft unless a DIC policy is added.

Insurance Application:

FAIR Plan Dwelling

Required forms

FAIR Plan Dwelling Supplemental Application (PDF)Want to save and finish later? Complete it online

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Contact details