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Extended Replacement Cost Insurance - Let us find your best coverage - protection when rebuilding costs more than expected

Extended replacement cost pays 20%-50% above your dwelling limit if rebuilding costs spike after a disaster. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

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What Extended Replacement Cost coverage includes

Extended replacement cost pays 20%-50% above your dwelling limit if rebuilding costs spike after a disaster.

Extra rebuild coverage - 20%, 25% or 50% above the limit.
Demand surge - Higher costs after regional disasters.
Building - The structure, foundation and built-in systems.
Inflation guard - Automatic annual limit increases.
Guaranteed replacement - Available with some carriers.

Good to know: an updated replacement cost estimate keeps your base limit accurate.

View the Extended Replacement Cost brochureCoverage overview, limitations and disclosures · PDF, 159 KB

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