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Utility / Cargo Trailer Insurance - Let us find your best coverage - coverage for utility, cargo and enclosed trailers
Most auto policies extend liability to a trailer you tow, but not damage to the trailer or what's inside it. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Utility / Cargo Trailer Quote Request
Applicant Information:
Have these handy
- Trailer year, make, length and VIN
- Value and purchase date
- Tow vehicle
- Where it is stored
Related coverage
Coverage details
What Utility / Cargo Trailer coverage includes
Most auto policies extend liability to a trailer you tow, but not damage to the trailer or what's inside it.
- Physical damage - Collision and comprehensive for the trailer.
- Contents - Personal property carried in the trailer.
- Theft - Theft of the trailer while parked or stored.
- Liability - Injuries and property damage you cause to others in an accident.
- Storage - Coverage while parked at home or a storage lot.
Good to know: keep the trailer’s VIN and photos; hitch locks and wheel locks help prevent theft.
Not covered: business or commercial hauling, and trailers used as living quarters (see travel trailer).
Insurance Application:
Utility / Cargo Trailer
Required forms
Utility / Cargo Trailer Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm