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Excess Flood Insurance - Let us find your best coverage - coverage above NFIP limits

Excess flood sits above an NFIP policy for homes worth more than the $250,000 building and $100,000 contents limits. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Excess Flood Quote Request

Applicant Information:

Have these handy

  • Property address and year built
  • Current homeowners declarations page
  • Mortgage lender details, if any
  • Current NFIP declarations

Related coverage

Coverage details

What Excess Flood coverage includes

Excess flood sits above an NFIP policy for homes worth more than the $250,000 building and $100,000 contents limits.

  • Excess building - Building value above $250,000.
  • Excess contents - Contents above $100,000.
  • Additional living expense - Hotel and living costs while repairs are made, where included.
  • Debris removal - Cleanup after a covered event.
  • Follows NFIP - Coordinated with your NFIP policy.

Good to know: the NFIP policy must stay in force underneath.

Not covered: anything the NFIP policy excludes, on most forms.

Insurance Application:

Excess Flood

Required forms

Excess Flood Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Flooded home
Contact details

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