Domestic Employee & Household Staff Insurance - Let us find your best coverage - protect your family and the people who work in your home
Nannies, housekeepers, caregivers and gardeners who work in your home can be injured on the job, and many states require workers' compensation for household employees. Send us a few details and we will find the right coverage – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Domestic Employees / Household Staff Quote Request
Applicant Information:
Have these handy
- Each employee's role, hours per week and annual wages
- State(s) where they work
- Whether they drive for you
- Current homeowners and umbrella declarations
Related coverage
What household staff coverage includes
Household employee coverage combines workers' compensation, employer's liability and related protections for people you employ in your home.
- Workers' compensation - Medical bills and lost wages if a household employee is hurt on the job.
- Employer's liability - Lawsuits by an injured employee or their family.
- State compliance - Meets workers' compensation requirements for domestic workers where required.
- Non-owned auto - Liability when staff run errands in their own vehicles on your behalf.
- Employment practices - Optional coverage for wrongful termination, harassment and wage claims.
- Fidelity / theft - Optional coverage for theft by household employees.
Who needs it: families employing nannies, housekeepers, caregivers, private chefs, drivers, gardeners or estate managers.
Not covered: independent contractors with their own insurance, and staff of a business you own.
Insurance Application:
Domestic Employees / Household Staff
Required forms
Domestic Employees / Household Staff Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm