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High-Value Home Insurance - Let us find your best coverage - private client coverage for luxury homes
High-value homes need guaranteed or extended replacement cost, cash settlement options and higher limits than a standard policy offers. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
High-Value Home Quote Request
Applicant Information:
Have these handy
- Property address, year built and square footage
- Roof age and type, and heating / electrical updates
- Current declarations page
- Claims in the past 5 years
- Recent appraisal or replacement cost estimate
Related coverage
Coverage details
What High-Value Home coverage includes
High-value homes need guaranteed or extended replacement cost, cash settlement options and higher limits than a standard policy offers.
- Guaranteed / extended replacement - Rebuild costs above the policy limit.
- Cash settlement option - Choose cash instead of rebuilding.
- No-deductible small claims - Waived deductibles on larger losses with many carriers.
- Water backup and mold - Higher limits than standard policies.
- Personal liability - Injuries to guests and damage you cause to others.
Good to know: private client carriers often inspect the home and offer risk-management services at no cost.
Not covered: flood and earthquake, which are written separately.
Insurance Application:
High-Value Home
Required forms
High-Value Home Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm