Ordinance or Law Insurance - Let us find your best coverage - cover the cost of building to current code
After a loss, building codes may require upgrades your policy doesn't pay for unless you have ordinance or law coverage. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Ordinance or Law Quote Request
Applicant Information:
Have these handy
- Property address and year built
- Current homeowners declarations page
- Mortgage lender details, if any
- Year built and major updates
Related coverage
What Ordinance or Law coverage includes
After a loss, building codes may require upgrades your policy doesn't pay for unless you have ordinance or law coverage.
- Undamaged portion - Loss of value of the part that must be demolished.
- Demolition - Cost to tear down the undamaged portion.
- Increased cost of construction - Building to current code.
- Building - The structure, foundation and built-in systems.
- Percent options - 10%, 25% or 50% of dwelling limit.
Good to know: older homes benefit most – codes may have changed a lot since they were built.
Not covered: code upgrades not triggered by a covered loss.
Insurance Application:
Ordinance or LawBegin Application
Required forms
Ordinance or Law Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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