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Ordinance or Law Insurance - Let us find your best coverage - cover the cost of building to current code

After a loss, building codes may require upgrades your policy doesn't pay for unless you have ordinance or law coverage. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Ordinance or Law Quote Request

Applicant Information:

Full Name

Phone

help? can Full

Address / Location

Optional. If you pick Multiple States or Other, tell us where in "How can we help" below.

Coverage needed

How can we help?

Complete Application

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Coverage details

What Ordinance or Law coverage includes

After a loss, building codes may require upgrades your policy doesn't pay for unless you have ordinance or law coverage.

Undamaged portion - Loss of value of the part that must be demolished.
Demolition - Cost to tear down the undamaged portion.
Increased cost of construction - Building to current code.
Building - The structure, foundation and built-in systems.
Percent options - 10%, 25% or 50% of dwelling limit.

Good to know: older homes benefit most – codes may have changed a lot since they were built.

Not covered: code upgrades not triggered by a covered loss.

Insurance Application:

Ordinance or Law

Required forms

Ordinance or Law Supplemental Application (PDF)Want to save and finish later? Complete it online

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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