Difference in Conditions Insurance - Let us find your best coverage - fill the gaps around FAIR Plan and limited policies
A DIC policy wraps around a FAIR Plan or limited policy to add coverages it leaves out, like liability, theft and water damage. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Difference in Conditions (DIC) Quote Request
Applicant Information:
Have these handy
- Property address and year built
- Current homeowners declarations page
- Mortgage lender details, if any
- FAIR Plan declarations
Related coverage
What Difference in Conditions coverage includes
A DIC policy wraps around a FAIR Plan or limited policy to add coverages it leaves out, like liability, theft and water damage.
- Liability - Personal liability not in the FAIR Plan.
- Theft - Theft of belongings.
- Water damage - Sudden water damage.
- Additional living expense - Hotel and living costs while repairs are made, where included.
- Earthquake / flood options - Available with some DIC forms.
Good to know: DIC plus FAIR Plan can come close to a full homeowners policy.
Not covered: fire, which stays with the FAIR Plan.
Insurance Application:
Difference in Conditions (DIC)Begin Application
Required forms
Difference in Conditions (DIC) Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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