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Private Flood Insurance - Let us find your best coverage - higher limits and broader flood coverage

Private flood policies can offer higher limits, shorter waiting periods and living-expense coverage that NFIP doesn't provide. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

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What Private Flood coverage includes

Private flood policies can offer higher limits, shorter waiting periods and living-expense coverage that NFIP doesn't provide.

Building - The structure, foundation and built-in systems.
Contents - Furniture, clothing and belongings.
Additional living expense - Hotel and living costs while repairs are made, where included.
Higher limits - Building limits above $250,000.
Shorter waiting period - Often 10-15 days instead of 30.

Good to know: many lenders accept private flood in place of NFIP.

Not covered: earth movement and sewer backup unless caused by flood.

View the Private Flood brochureCoverage overview, limitations and disclosures · PDF, 128 KB

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