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Rental Property Umbrella Insurance - Let us find your best coverage - extra liability for landlords and real estate investors

Tenant and guest injuries are among the most common lawsuits landlords face. Send us a few details about your rental properties and we will shop umbrella coverage that sits above your landlord and dwelling policies – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Rental Property Umbrella Quote Request

Applicant Information:

Have these handy

  • Address, units and year built for each rental property
  • Declarations pages for each landlord / dwelling fire policy
  • Whether properties are owned personally or in an LLC
  • Short-term rental (Airbnb / VRBO) activity, if any

Related coverage

Coverage details

What a rental property umbrella covers

A rental property umbrella adds liability limits above your dwelling fire or landlord policies for properties you rent to others.

  • Tenant and guest injuries - Slips, falls and other injuries at your rental properties.
  • Premises liability - Claims arising from stairs, decks, pools and common areas you maintain.
  • Property damage - Damage to neighbors' or tenants' property you are held responsible for.
  • Personal injury - Wrongful eviction, invasion of privacy and libel or slander claims.
  • Legal defense - Attorney fees and court costs in addition to your limit.
  • Multiple properties - One umbrella can cover a portfolio of 1-4 family rentals.

Requirements: each rental needs an underlying landlord or dwelling fire policy with liability, usually $300,000 to $500,000.

Not covered: discrimination and fair housing claims, damage to your own property, and properties owned by an operating business.

Insurance Application:

Rental Property / Landlord Umbrella

Required forms

Rental Property Umbrella Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Bright apartment living room protected by renters insurance
Contact details

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