Home with Accessory Dwelling Unit Insurance - Let us find your best coverage - coverage for homes with a guest house or in-law unit
An ADU – guest house, garage apartment or in-law suite – changes how the property must be insured, especially if it's rented. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Home with Accessory Dwelling Unit (ADU) Quote Request
Applicant Information:
Have these handy
- Property address, year built and square footage
- Roof age and type, and heating / electrical updates
- Current declarations page
- Claims in the past 5 years
- ADU size and use
Related coverage
What Home with Accessory Dwelling Unit coverage includes
An ADU – guest house, garage apartment or in-law suite – changes how the property must be insured, especially if it's rented.
- Dwelling - Repairs or rebuilds the home after fire, wind, theft and other covered losses.
- ADU structure - The accessory unit, attached or detached.
- Fair rental value - Lost rent while a covered loss is repaired.
- Personal liability - Injuries to guests and damage you cause to others.
- Personal property - Furniture, clothing and belongings, at home or away.
Good to know: tell us whether the ADU is used by family, guests or paying tenants.
Not covered: short-term rental use unless endorsed.
Insurance Application:
Home with Accessory Dwelling Unit (ADU)Begin Application
Required forms
Home with Accessory Dwelling Unit (ADU) Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
-
Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm