Watercraft Umbrella Insurance - Let us find your best coverage - extra liability protection for boats and personal watercraft
Boating accidents can lead to serious injuries and large lawsuits. Send us a few details about your boats and personal watercraft and we will shop umbrella coverage above your watercraft policy – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Watercraft Umbrella Quote Request
Applicant Information:
Have these handy
- Year, make, length and horsepower of each boat or jet ski
- Your watercraft policy declarations page
- Operators and their boating safety course certificates
- Where the boat is kept and navigated
Related coverage
What a watercraft umbrella covers
A watercraft umbrella adds liability limits above your boat, yacht or personal watercraft (jet ski) policy.
- Passenger injuries - Injuries to guests aboard your boat or towed on skis and tubes.
- Collisions - Injuries and damage to other boats, docks and swimmers.
- Wake damage - Damage your wake causes to other vessels or shoreline property.
- Fuel spills - Liability for pollution cleanup required by law, where covered.
- Operators - Family members and permitted operators of your watercraft.
- Legal defense - Attorney fees and court costs above your watercraft policy.
Requirements: underlying watercraft liability of $300,000 to $500,000 is typically required; larger yachts may need a specialty program.
Not covered: charter or rental use, racing, and damage to your own vessel.
Insurance Application:
Personal Umbrella – WatercraftBegin Application
Required forms
Watercraft Umbrella Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm