Excess Liability Insurance for High Net Worth Families - Let us find your best coverage - high limits for significant assets
When you have significant assets, multiple homes, collector vehicles or household staff, a standard umbrella may not be enough. Send us a few details and we will compare high-limit excess liability programs from specialty carriers – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Excess Liability (High Net Worth) Quote Request
Applicant Information:
Have these handy
- Declarations for every home, auto, collector car and watercraft policy
- List of residences and how each is titled (personal, trust, LLC)
- Household staff, drivers and board positions
- Current umbrella or excess policy and limits
Related coverage
What excess liability (high net worth) covers
High net worth excess liability provides limits from $5 million to $100 million over a coordinated program of home, auto, collections and watercraft policies.
- High limits - Coverage from $5 million to $100 million for catastrophic lawsuits.
- Multiple residences - Primary, vacation and seasonal homes, including properties held in trust or an LLC.
- Collector and exotic vehicles - Excess liability over collector cars, motorcycles and high-value autos.
- Watercraft and aircraft - Yachts, tenders and non-owned aircraft exposures, where available.
- Board and D&O - Non-profit board service and personal directors and officers liability.
- Employment practices - Claims from household staff such as wrongful termination or harassment.
Who it’s for: households with substantial net worth, multiple properties, household staff or public visibility.
Not covered: business and professional liability, intentional acts, and contractual liability not assumed under an insured contract.
Insurance Application:
Excess Personal Liability – High Net WorthBegin Application
Required forms
Excess Liability (High Net Worth) Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Sat 9:00am - 12:00pm