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Lessor's Risk Only Insurance - Let us find your best coverage - coverage for landlords of commercial buildings

Lessor's risk only covers owners who lease commercial space to tenants, and carriers price it on the tenants' operations, lease terms and whether tenants carry their own insurance. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Lessor's Risk Only Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Tenant list with business types
  • Sample lease insurance clause
  • Tenant certificates of insurance
  • Square footage by tenant

Related coverage

Coverage details

What Lessor's Risk Only coverage includes

Lessor's risk only covers owners who lease commercial space to tenants, and carriers price it on the tenants' operations, lease terms and whether tenants carry their own insurance.

  • Building property - Your building against fire, wind, theft and other covered causes.
  • Premises liability - Injuries in common areas, lots and walkways you control.
  • Loss of rents - Rent you lose while the building is being repaired.
  • Ordinance or law - Added cost to rebuild to current building codes.
  • Umbrella - Extra liability limits above the primary policy.

Good to know: leases that require tenants to carry general liability naming you as additional insured, with collected certificates, can sharply lower your rate.

Not covered: the tenants’ own operations, inventory and improvements, plus vacancy beyond 60 days on many policies.

Insurance Application:

Lessor's Risk Only

Required forms

Lessor's Risk Only Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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