Societies Insurance

Get a free quote

Condominium Association Insurance - Let us find your best coverage - master policy coverage for condo associations

A condo master policy protects the association's buildings and board, and carriers look at your bylaws, reserves and how the CC&Rs split property coverage with unit owners. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Condominium Association Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • CC&Rs or bylaws insurance section
  • Current reserve study
  • Number of units and buildings
  • Current master policy declarations

Related coverage

Coverage details

What Condominium Association coverage includes

A condo master policy protects the association's buildings and board, and carriers look at your bylaws, reserves and how the CC&Rs split property coverage with unit owners.

  • Master building policy - The structure and common elements under your governing documents.
  • General liability - Injuries in hallways, pools, lots and other common areas.
  • Directors and officers - Board decisions, assessments and rule enforcement disputes.
  • Fidelity / crime - Theft of association funds by board members or managers.
  • Equipment breakdown - Boilers, elevators, pumps and shared building systems.

Good to know: knowing whether your bylaws call for bare walls, single entity or all-in coverage keeps the master policy and unit-owner HO-6 policies from leaving gaps.

Not covered: unit-owner contents and, on many forms, interior improvements, plus construction defect claims and mold.

Insurance Application:

Condominium Association

Required forms

Condominium Association Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

A modern apartment building with glass balconies
Contact details

Prefer to talk?

Scroll to Top