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ERISA Bond - Let us find your best bond rate - the fidelity bond your benefit plan requires

Federal law requires anyone who handles 401(k), pension or welfare plan money to be bonded for at least 10% of plan assets. The DOL checks this on Form 5500. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

ERISA Bond Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Plan name and type
  • Total plan assets
  • Form 5500 plan number
  • Plan administrator name

Related coverage

Coverage details

What ERISA Bond coverage includes

Federal law requires anyone who handles 401(k), pension or welfare plan money to be bonded for at least 10% of plan assets.

  • Required by ERISA - Meets the bonding rule under ERISA section 412.
  • Plan asset protection - Covers theft or fraud of plan funds by fiduciaries.
  • Form 5500 compliance - Lets you answer yes on the bonding question.
  • Multi-year terms - Three-year terms lock in a low premium.
  • Inflation guard - Optional automatic increase as plan assets grow.

Good to know: the bond must equal at least 10% of plan assets (minimum $1,000, maximum $500,000, or $1M for plans holding employer stock) – many owners buy three years at once.

Not covered: fiduciary mistakes that are not theft (that needs fiduciary liability) and losses to the employer rather than the plan.

Insurance Application:

ERISA Bond

Required forms

ERISA Bond Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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Contact details

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