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Business Income Insurance - Let us find your best coverage - income protection after a covered property loss
Business income pays lost net income and continuing expenses while you rebuild, and carriers want realistic financials and an honest restoration period. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Business Income Quote Request
Applicant Information:
Have these handy
- Last year profit and loss statement
- Projected revenue for next 12 months
- Monthly fixed expenses
- Estimated time to rebuild or relocate
Related coverage
Coverage details
What Business Income coverage includes
Business income pays lost net income and continuing expenses while you rebuild, and carriers want realistic financials and an honest restoration period.
- Lost net income - Profit you would have earned during the shutdown.
- Continuing expenses - Rent, payroll, loan payments and utilities.
- Extra expense - Costs to move, rent equipment or speed up repairs.
- Extended period - Income loss while customers come back after reopening.
- Civil authority - Loss when authorities block access to your premises.
Good to know: a completed business income worksheet supports the limit and avoids an underinsurance penalty; monthly limit or agreed value options can waive coinsurance.
Not covered: losses not caused by direct physical damage from a covered peril, and usually the first 72 hours (waiting period).
Insurance Application:
Business Income
Required forms
Business Income Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm