Owner-Operator Insurance - Let us find your best coverage - coverage for owner-operator truckers
Owner-operators either lease on to a motor carrier or run under their own authority, and carriers price you on your experience, your truck and how you run. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Owner-Operator Quote Request
Applicant Information:
Have these handy
- CDL and years of driving experience
- Lease agreement with the motor carrier (if leased on)
- Truck and trailer year, make, VIN and value
- MVR and any accidents in 3 years
Related coverage
What Owner-Operator coverage includes
Owner-operators either lease on to a motor carrier or run under their own authority, and carriers price you on your experience, your truck and how you run.
- Primary auto liability - Required when you run under your own authority.
- Non-trucking liability - Your truck when it is not under dispatch for the carrier.
- Physical damage - Collision, fire and theft for your tractor and trailer.
- Motor truck cargo - Freight on your truck when you haul your own loads.
- Occupational accident - Medical and disability if you are hurt on the job.
Good to know: if you are leased on, the carrier usually covers primary liability, so you may only need bobtail, physical damage and occupational accident.
Not covered: personal use beyond what is listed, loads hauled for anyone other than your lessor while leased, and wear and tear or mechanical breakdown.
Insurance Application:
Owner-OperatorBegin Application
Required forms
Owner-Operator Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm