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Non-Trucking Liability Insurance - Let us find your best coverage - coverage for leased owner-operators off dispatch

Non-trucking liability covers a leased owner-operator when the truck is used for non-business purposes, and carriers check your lease terms and how the truck is used off dispatch. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Non-Trucking Liability (Bobtail) Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Copy of your lease agreement
  • Motor carrier name and USDOT number
  • Tractor year, make and VIN
  • CDL and MVR

Related coverage

Coverage details

What Non-Trucking Liability coverage includes

Non-trucking liability covers a leased owner-operator when the truck is used for non-business purposes, and carriers check your lease terms and how the truck is used off dispatch.

  • Off-dispatch liability - Injury and damage to others when not under dispatch.
  • Bobtail driving - Driving the tractor without a trailer for personal reasons.
  • Legal defense - Attorney costs for covered accident claims.
  • Lessor requirement - Meets the certificate requirement in your lease.
  • Additional insured - Names your motor carrier as required by contract.

Good to know: non-trucking liability does not apply while you are hauling or heading to a load for any carrier, so it is not a substitute for primary liability.

Not covered: any trip under dispatch or for business purposes, your own injuries, and damage to your own truck, which needs physical damage coverage.

Insurance Application:

Non-Trucking Liability (Bobtail)

Required forms

Non-Trucking Liability (Bobtail) Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Semi truck on the highway covered by trucking insurance
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