Bed & Breakfast Insurance - Let us find your best coverage - coverage built for bed and breakfast inns
A bed and breakfast is usually an older home used as a business, and carriers look at room count, owner occupancy, breakfast cooking and fire safety. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Bed & Breakfast Quote Request
Applicant Information:
Have these handy
- Number of guest rooms
- Owner-occupied or not
- Building age and updates
- Annual room revenue
Related coverage
What Bed & Breakfast coverage includes
A bed and breakfast is usually an older home used as a business, and carriers look at room count, owner occupancy, breakfast cooking and fire safety.
- Property - Inn building, furnishings and antiques.
- General liability - Guest injuries on stairs, porches and grounds.
- Guest property - Belongings lost or stolen from guest rooms.
- Business income - Lost bookings after a covered loss.
- Food liability - Claims from meals you serve guests.
Good to know: a homeowners policy usually does not cover paying guests, so most B&Bs need a commercial or special B&B package.
Not covered: short-term rentals booked as whole-home rentals, and weddings or large events unless disclosed.
Insurance Application:
Bed & BreakfastBegin Application
Required forms
Bed & Breakfast Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm