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Hookah / Cigar Lounge Insurance - Let us find your best coverage - coverage built for hookah and cigar lounges

Hookah and cigar lounges are a hard-to-place class because of hot coals, smoke and late hours, and carriers focus on coal handling and ventilation. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Hookah / Cigar Lounge Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Smoking license or permit
  • Coal handling procedure
  • Ventilation system details
  • Annual sales by product

Related coverage

Coverage details

What Hookah / Cigar Lounge coverage includes

Hookah and cigar lounges are a hard-to-place class because of hot coals, smoke and late hours, and carriers focus on coal handling and ventilation.

  • General liability - Guest burns and premises injuries.
  • Product liability - Claims tied to tobacco and hookah products.
  • Property - Furniture, humidors, inventory and equipment.
  • Liquor liability - If you serve or allow alcohol.
  • Business income - Lost income after a fire or covered loss.

Good to know: a dedicated coal station with metal containers and a written coal-disposal procedure is usually the first thing underwriters ask for.

Not covered: health claims from long-term tobacco use, and BYOB alcohol unless disclosed.

Insurance Application:

Hookah / Cigar Lounge

Required forms

Hookah / Cigar Lounge Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

A bartender making a drink at a bar
Contact details

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