Hookah / Cigar Lounge Insurance - Let us find your best coverage - coverage built for hookah and cigar lounges
Hookah and cigar lounges are a hard-to-place class because of hot coals, smoke and late hours, and carriers focus on coal handling and ventilation. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Hookah / Cigar Lounge Quote Request
Applicant Information:
Have these handy
- Smoking license or permit
- Coal handling procedure
- Ventilation system details
- Annual sales by product
Related coverage
What Hookah / Cigar Lounge coverage includes
Hookah and cigar lounges are a hard-to-place class because of hot coals, smoke and late hours, and carriers focus on coal handling and ventilation.
- General liability - Guest burns and premises injuries.
- Product liability - Claims tied to tobacco and hookah products.
- Property - Furniture, humidors, inventory and equipment.
- Liquor liability - If you serve or allow alcohol.
- Business income - Lost income after a fire or covered loss.
Good to know: a dedicated coal station with metal containers and a written coal-disposal procedure is usually the first thing underwriters ask for.
Not covered: health claims from long-term tobacco use, and BYOB alcohol unless disclosed.
Insurance Application:
Hookah / Cigar LoungeBegin Application
Required forms
Hookah / Cigar Lounge Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
-
Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm