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Owner-Occupied 2-4 Family Insurance - Let us find your best coverage - coverage when you live in one unit and rent the others
Living in one unit of a 2-4 family building lets you insure the whole building on an owner-occupied policy with rental income protection. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Owner-Occupied 2-4 Family Quote Request
Applicant Information:
Have these handy
- Property address, year built and square footage
- Roof age and type, and heating / electrical updates
- Current declarations page
- Claims in the past 5 years
- Rent for each unit
Related coverage
Coverage details
What Owner-Occupied 2-4 Family coverage includes
Living in one unit of a 2-4 family building lets you insure the whole building on an owner-occupied policy with rental income protection.
- Dwelling - Repairs or rebuilds the home after fire, wind, theft and other covered losses.
- Personal property - Furniture, clothing and belongings, at home or away.
- Fair rental value - Lost rent while a covered loss is repaired.
- Landlord liability - Injuries to tenants and guests.
- Loss of use - Hotel and extra living costs while the home is repaired.
Good to know: tenants should carry their own renters insurance.
Not covered: tenants’ belongings.
Insurance Application:
Owner-Occupied 2-4 Family
Required forms
Owner-Occupied 2-4 Family Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm