Vacant Building Insurance - Let us find your best coverage - coverage for unoccupied and vacant buildings
Standard property policies limit coverage once a building sits empty for 60 days, so vacant buildings need a specialty policy priced on security, condition and your plans for the property. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Vacant Building Quote Request
Applicant Information:
Have these handy
- Date the building became vacant
- Photos of current condition
- Plans for sale, renovation or lease
- Security and inspection schedule
Related coverage
What Vacant Building coverage includes
Standard property policies limit coverage once a building sits empty for 60 days, so vacant buildings need a specialty policy priced on security, condition and your plans for the property.
- Building property - Fire, wind and other named perils while the building sits empty.
- Premises liability - Injuries to trespassers, inspectors and buyers on site.
- Vandalism - Optional coverage for vandalism and malicious mischief.
- Renovation coverage - Property protection while repairs are under way.
- Theft of materials - Copper, fixtures and equipment taken from the building.
Good to know: boarded openings, utilities shut off or monitored, and regular documented inspections make the most difference to price and peril options.
Not covered: vandalism, glass breakage, sprinkler leakage and theft on many vacant forms unless added back, plus freezing if heat is not maintained.
Insurance Application:
Vacant BuildingBegin Application
Required forms
Vacant Building Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Sat 9:00am - 12:00pm