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Used Car Dealer Insurance - Let us find your best coverage - coverage for independent used car lots

Used car dealers face theft, test-drive accidents and plate misuse, and carriers ask about inventory values, lot security and how dealer plates are controlled. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Used Car Dealer Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Lot address and security details
  • Average and peak inventory value
  • Dealer plate count and log
  • Dealer license number

Related coverage

Coverage details

What Used Car Dealer coverage includes

Used car dealers face theft, test-drive accidents and plate misuse, and carriers ask about inventory values, lot security and how dealer plates are controlled.

  • Garage liability - Customer injuries and lot operations.
  • Dealer open lot - Theft, hail and vandalism to cars on the lot.
  • Dealer plate liability - Crashes in plated cars driven by staff or buyers.
  • False pretense - Cars taken by fraud or bad checks, if added.
  • Dealer E&O - Odometer, title and disclosure claims.

Good to know: limiting plates to employees, keeping a plate log and fencing the lot opens up more carriers than standard markets.

Not covered: mechanical breakdown of cars you sell, plates loaned to friends or non-employees, and theft by trick without false pretense coverage.

Insurance Application:

Used Car Dealer

Required forms

Used Car Dealer Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Rows of new cars parked on a dealership lot
Contact details

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