Side A / Excess D&O Insurance - Let us find your best coverage - extra protection for directors personally
Side A coverage protects directors and officers personally when the company cannot or will not indemnify them, such as in bankruptcy. Underwriters look at the primary D&O tower and finances. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Side A / Excess D&O Quote Request
Applicant Information:
Have these handy
- Primary D&O policy and declarations
- Current tower of insurers and limits
- Latest financial statements
- Board composition
Related coverage
What Side A / Excess D&O coverage includes
Side A coverage protects directors and officers personally when the company cannot or will not indemnify them, such as in bankruptcy.
- Non-indemnifiable loss - Covers directors when the company cannot pay.
- Bankruptcy protection - Not tied up as a company asset in bankruptcy.
- Excess limits - Sits above your primary D&O policy.
- Difference in conditions - Drops down when primary coverage denies or fails.
- Independent directors - Optional dedicated limits for outside directors.
Good to know: Side A DIC is usually priced at a fraction of primary D&O and is often what outside board members ask for before they will join.
Not covered: claims excluded under the primary policy unless DIC applies, prior and pending litigation, and fraud once adjudicated.
Insurance Application:
Side A / Excess D&OBegin Application
Required forms
Side A / Excess D&O Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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