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Short-Term Rental Portfolio Insurance - Let us find your best coverage - coverage for short-term rental owners and hosts

Short-term rentals turn homes into small businesses, and most homeowners policies will not respond, so carriers look at nights booked, guest screening and amenities like pools and hot tubs. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Short-Term Rental Portfolio Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • List of addresses and units
  • Nights booked last year by unit
  • Booking platforms used
  • Amenities like pools and hot tubs

Related coverage

Coverage details

What Short-Term Rental Portfolio coverage includes

Short-term rentals turn homes into small businesses, and most homeowners policies will not respond, so carriers look at nights booked, guest screening and amenities like pools and hot tubs.

  • Property - Each dwelling and its furnishings against fire, wind and theft.
  • Guest liability - Injuries to guests and their visitors.
  • Loss of rental income - Bookings lost while a unit is repaired.
  • Guest damage - Damage to the unit and contents by renters.
  • Umbrella - Higher limits across the whole portfolio.

Good to know: platform host protection is not insurance and has gaps, so a dedicated short-term rental policy with liability for each address is usually the safer path.

Not covered: guests’ belongings, damage from parties you did not allow on some forms, and wear and tear.

Insurance Application:

Short-Term Rental Portfolio

Required forms

Short-Term Rental Portfolio Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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