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Restaurant Insurance - Let us find your best coverage - coverage built for full-service restaurants
Restaurants face kitchen fires, slip-and-fall claims and foodborne illness, and most carriers price on food vs. liquor sales, cooking type and hood protection. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Restaurant Quote Request
Applicant Information:
Have these handy
- Annual food and alcohol sales
- Seating capacity and hours
- Hood-cleaning and suppression service records
- Five years of loss runs
Related coverage
Coverage details
What Restaurant coverage includes
Restaurants face kitchen fires, slip-and-fall claims and foodborne illness, and most carriers price on food vs.
- General liability - Guest slips, falls and injuries in your dining room.
- Liquor liability - Claims from serving a guest who later causes harm.
- Property and equipment - Building, kitchen equipment, furniture and inventory.
- Food spoilage - Spoiled stock after a cooler breakdown or power outage.
- Business income - Lost income while you are closed after a covered loss.
Good to know: keeping alcohol under 40% of sales and a current hood-cleaning certificate on file usually opens the best package programs.
Not covered: employee injuries (needs workers comp), assault and battery on some policies, and food contamination recalls unless endorsed.
Insurance Application:
Restaurant
Required forms
Restaurant Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm