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Refrigerated Cargo Insurance - Let us find your best coverage - coverage for refrigerated freight
Reefer cargo covers temperature-sensitive loads, and the main question carriers ask is whether spoilage from reefer unit breakdown is covered and what records you keep. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Refrigerated (Reefer) Cargo Quote Request
Applicant Information:
Have these handy
- Reefer unit make, model and year
- Commodities hauled and temperature ranges
- Maintenance and pre-trip records
- Average and maximum load values
Related coverage
Coverage details
What Refrigerated Cargo coverage includes
Reefer cargo covers temperature-sensitive loads, and the main question carriers ask is whether spoilage from reefer unit breakdown is covered and what records you keep.
- Reefer breakdown - Spoilage when the refrigeration unit fails.
- Cargo in transit - Collision, fire and theft of perishable loads.
- Temperature change - Loss from a sudden change in trailer temperature.
- Debris removal - Cleanup and disposal of spoiled product.
- Auto liability - Injury and damage to others from your reefer trucks.
Good to know: reefer breakdown coverage usually requires units under a set age, regular maintenance records and download-capable temperature recorders.
Not covered: spoilage from improper pre-cooling by the shipper, running out of fuel, wrong temperature setting by the driver, and units older than the policy limit on many forms.
Insurance Application:
Refrigerated (Reefer) Cargo
Required forms
Refrigerated (Reefer) Cargo Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm