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Motor Truck Cargo Insurance - Let us find your best coverage - coverage for the freight you haul

Motor truck cargo pays for the load on your truck when it is damaged or stolen, and carriers price it on what you haul, how it is secured and where it sits overnight. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Motor Truck Cargo Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • List of commodities and % of loads
  • Average and maximum value per load
  • Where loaded trailers park overnight
  • Shipper or broker contract cargo requirements
  • Five years of cargo loss runs

Related coverage

Coverage details

What Motor Truck Cargo coverage includes

Motor truck cargo pays for the load on your truck when it is damaged or stolen, and carriers price it on what you haul, how it is secured and where it sits overnight.

  • Freight in transit - Loss or damage to customer freight while on your truck.
  • Theft of cargo - Stolen loads, including theft of the whole trailer.
  • Collision and overturn - Freight damaged when the truck wrecks or rolls.
  • Debris removal - Cleanup of a spilled or damaged load after a covered loss.
  • Earned freight - Freight charges you lose when the load is destroyed.

Good to know: theft-target loads like electronics, tobacco, copper and alcohol often carry special sublimits, so list every commodity, not just the main one.

Not covered: unattended-vehicle theft without required locks or alarms, reefer breakdown unless endorsed, and loads you are not legally liable for on many policies.

Insurance Application:

Motor Truck Cargo

Required forms

Motor Truck Cargo Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Semi truck on the highway covered by trucking insurance
Contact details

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