HVAC Insurance - Let us find your best coverage - coverage built for HVAC contractors
HVAC contractors face fire, carbon monoxide and refrigerant claims, so carriers ask about gas work, boilers and the share of service versus installation. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
HVAC Quote Request
Applicant Information:
Have these handy
- HVAC / mechanical license
- Revenue split service vs. install
- EPA 608 certifications
- Five years of loss runs
Related coverage
What HVAC coverage includes
HVAC contractors face fire, carbon monoxide and refrigerant claims, so carriers ask about gas work, boilers and the share of service versus installation.
- General liability - Bodily injury and property damage to others from your work.
- Completed operations - Carbon monoxide or fire traced to a unit you installed.
- Tools and equipment - Recovery machines, gauges and units in transit.
- Workers compensation - Medical bills and lost wages when your crew gets hurt.
- Commercial auto - Trucks, vans and trailers used to get to jobs.
Good to know: residential service and replacement work is widely written; boilers, process cooling and refrigeration for food storage narrow the market.
Not covered: your own faulty workmanship, mold on many policies, and spoilage of a customer’s stock unless added by endorsement.
Insurance Application:
Required forms
HVAC Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm