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Hired & Non-Owned Auto Insurance - Let us find your best coverage - liability for rented cars and employee-owned vehicles

Hired and non-owned auto protects your business when employees rent cars or drive their own vehicles on company errands. Carriers look at how often employees drive and how you check their records. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Hired & Non-Owned Auto Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Number of employees who drive for work
  • Annual rental car spend
  • Current GL or BOP policy
  • Any prior auto claims

Related coverage

Coverage details

What Hired & Non-Owned Auto coverage includes

Hired and non-owned auto protects your business when employees rent cars or drive their own vehicles on company errands.

  • Non-owned liability - Claims when employees crash their own cars on business.
  • Hired auto liability - Rental and borrowed vehicles used for work.
  • Vicarious liability - Suits naming your company for an employee's accident.
  • Defense costs - Attorneys and court costs for covered suits.
  • Hired physical damage - Optional damage cover for rented vehicles.

Good to know: it is often added to a general liability or BOP policy for a small premium, so tell us which carrier writes your GL.

Not covered: damage to the employee’s own car, the employee’s personal liability, and vehicles your business owns.

Insurance Application:

Hired & Non-Owned Auto

Required forms

Hired & Non-Owned Auto Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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Contact details

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