Societies Insurance

Get a free quote

Hardware Store Insurance - Let us find your best coverage - coverage built for hardware and home-improvement stores

Hardware stores carry products, fire and customer-injury exposures, and carriers look at paint and propane on site, key cutting, rentals and lumber yards. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Hardware Store Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Sales split by department
  • Rental equipment list
  • Propane and paint storage details
  • Five years of loss runs

Related coverage

Coverage details

What Hardware Store coverage includes

Hardware stores carry products, fire and customer-injury exposures, and carriers look at paint and propane on site, key cutting, rentals and lumber yards.

  • General liability - Customer injuries in aisles, lots and yards.
  • Products liability - Claims from tools and materials you sell.
  • Inventory - Stock and fixtures against fire and theft.
  • Tool rental - Liability and damage for tools you rent out.
  • Delivery vehicles - Trucks used to deliver to customers.

Good to know: propane filling, equipment rental and lumber yards are often rated separately, so list each one.

Not covered: injuries from rented equipment unless rental operations are disclosed and rated.

Insurance Application:

Hardware Store

Required forms

Hardware Store Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Tool belt filled with various hand tools
Contact details

Prefer to talk?

Scroll to Top