General Contractor Insurance - Let us find your best coverage - coverage built for general contractors
General contractors carry the liability for every trade on the job, so carriers focus on how you control subcontractors and what kind of projects you build. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
General Contractor Quote Request
Applicant Information:
Have these handy
- Revenue split by project type
- List of current and recent projects
- Standard subcontract with indemnity wording
- Subcontractor certificates of insurance
- Five years of loss runs
Related coverage
What General Contractor coverage includes
General contractors carry the liability for every trade on the job, so carriers focus on how you control subcontractors and what kind of projects you build.
- General liability - Bodily injury and property damage to others from your work.
- Completed operations - Claims that show up years after a project is finished.
- Builders risk - The structure and materials while the project is under way.
- Workers compensation - Medical bills and lost wages when your crew gets hurt.
- Umbrella / excess - Higher limits that owners and lenders often require.
Good to know: subcontracted cost is usually rated at a higher rate than your own payroll unless subs carry their own limits, so collect certificates and keep them on file.
Not covered: faulty workmanship itself, residential tract or condo work on many policies, and claims from uninsured subcontractors.
Insurance Application:
General ContractorBegin Application
Required forms
General Contractor Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm