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Florist Insurance - Let us find your best coverage - coverage built for florists and flower shops

Florists combine retail, delivery and event setup exposures, and carriers look at delivery vehicles, cooler spoilage and work at weddings and venues. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Florist Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Delivery vehicle details
  • Event and wedding revenue
  • Cooler equipment
  • Five years of loss runs

Related coverage

Coverage details

What Florist coverage includes

Florists combine retail, delivery and event setup exposures, and carriers look at delivery vehicles, cooler spoilage and work at weddings and venues.

  • General liability - Customer injuries and damage at events you decorate.
  • Spoilage - Flowers lost when a cooler breaks down.
  • Hired and non-owned auto - Delivery in employee or rented vehicles.
  • Inventory - Flowers, vases and supplies against fire and theft.
  • Event floater - Arrangements and props off premises at events.

Good to know: if employees deliver in their own cars, add hired and non-owned auto – it is inexpensive and often missed.

Not covered: spoilage from power loss unless added, and damage to venues from candles or open flames on some policies.

Insurance Application:

Florist

Required forms

Florist Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

A flower shop filled with many types of flowers
Contact details

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