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Employee Dishonesty Insurance - Let us find your best coverage - protection from employee theft

Small businesses lose money to trusted bookkeepers and cashiers every year, and it often goes on for years before anyone notices. Carriers look at who handles money and how it is checked. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Employee Dishonesty Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Number of employees
  • Who reconciles bank accounts
  • Payroll and bookkeeping process
  • Prior theft losses

Related coverage

Coverage details

What Employee Dishonesty coverage includes

Small businesses lose money to trusted bookkeepers and cashiers every year, and it often goes on for years before anyone notices.

  • Employee theft - Money and property stolen by your employees.
  • Embezzlement - Skimming, fake vendors and payroll fraud over time.
  • Inventory theft - Stolen stock when theft by an employee can be proven.
  • Investigation costs - Some forms pay to document and prove the loss.
  • Client property - Optional coverage for theft at customer locations.

Good to know: limits usually start at $25,000, and carriers ask who reconciles the bank account – separating that duty from check writing is the cheapest control you can add.

Not covered: theft by owners or partners, inventory shortages based only on counts, and losses from employees with known prior dishonesty.

Insurance Application:

Employee Dishonesty

Required forms

Employee Dishonesty Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

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Contact details

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