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Bakery Insurance - Let us find your best coverage - coverage built for bakeries

Bakeries run ovens and mixers early in the morning, and carriers look at oven type, wholesale accounts, allergens and equipment values. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Bakery Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Retail vs. wholesale sales
  • Oven types
  • Equipment list and values
  • Wholesale accounts and contracts

Related coverage

Coverage details

What Bakery coverage includes

Bakeries run ovens and mixers early in the morning, and carriers look at oven type, wholesale accounts, allergens and equipment values.

  • Property and equipment - Ovens, mixers, display cases and inventory.
  • General liability - Customer injuries in your shop.
  • Product liability - Allergen and illness claims from baked goods.
  • Equipment breakdown - Repair of failed ovens and refrigeration.
  • Business income - Lost income while equipment is down.

Good to know: clear allergen labeling and cross-contact procedures help with product liability, especially if you sell wholesale.

Not covered: allergen claims where products were not labeled correctly on some policies, and wholesale products recalled by grocery partners unless recall is added.

Insurance Application:

Bakery

Required forms

Bakery Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Breads in a bakery display shelf
Contact details

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