Hardware Store Insurance - Let us find your best coverage - coverage built for hardware and home-improvement stores
Hardware stores carry products, fire and customer-injury exposures, and carriers look at paint and propane on site, key cutting, rentals and lumber yards. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Hardware Store Quote Request
Applicant Information:
Have these handy
- Sales split by department
- Rental equipment list
- Propane and paint storage details
- Five years of loss runs
Related coverage
What Hardware Store coverage includes
Hardware stores carry products, fire and customer-injury exposures, and carriers look at paint and propane on site, key cutting, rentals and lumber yards.
- General liability - Customer injuries in aisles, lots and yards.
- Products liability - Claims from tools and materials you sell.
- Inventory - Stock and fixtures against fire and theft.
- Tool rental - Liability and damage for tools you rent out.
- Delivery vehicles - Trucks used to deliver to customers.
Good to know: propane filling, equipment rental and lumber yards are often rated separately, so list each one.
Not covered: injuries from rented equipment unless rental operations are disclosed and rated.
Insurance Application:
Hardware StoreBegin Application
Required forms
Hardware Store Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm