Ghost Kitchen Insurance - Let us find your best coverage - coverage built for delivery-only ghost kitchens
Ghost kitchens cook for delivery apps only, so carriers look at cooking exposure, brands run from the kitchen and how food reaches customers. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Ghost Kitchen Quote Request
Applicant Information:
Have these handy
- Number of virtual brands
- Delivery platforms used
- Kitchen lease or license
- Equipment list
Related coverage
What Ghost Kitchen coverage includes
Ghost kitchens cook for delivery apps only, so carriers look at cooking exposure, brands run from the kitchen and how food reaches customers.
- General liability - Food-borne illness and product claims.
- Property - Cooking equipment, hoods and inventory.
- Hired and non-owned auto - If your staff deliver in their own cars.
- Spoilage - Food lost to cooler or power failure.
- Business income - Lost delivery sales after a covered loss.
Good to know: most ghost kitchens rely on third-party drivers – confirm the app platform agreements before assuming you need auto coverage.
Not covered: delivery driver accidents when the platform’s driver is at fault, and other brands operating in your space unless named.
Insurance Application:
Ghost KitchenBegin Application
Required forms
Ghost Kitchen Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Sat 9:00am - 12:00pm