Dwelling Fire Insurance - Let us find your best coverage - coverage for homes you don't live in full-time
Dwelling fire policies insure houses that are rented out, vacant or otherwise don't qualify for a homeowners policy. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Dwelling Fire (DP-1 / DP-3) Quote Request
Applicant Information:
Have these handy
- Property address, year built and square footage
- Roof age and type, and heating / electrical updates
- Current declarations page
- Claims in the past 5 years
- Lease and rent amount
Related coverage
What Dwelling Fire coverage includes
Dwelling fire policies insure houses that are rented out, vacant or otherwise don't qualify for a homeowners policy.
- Dwelling - Repairs or rebuilds the home after fire, wind, theft and other covered losses.
- Other structures - Fences, sheds and detached garages.
- Fair rental value - Lost rent while a covered loss is repaired.
- Named or open perils - DP-1 covers named perils; DP-3 covers all risks not excluded.
- Premises liability - Optional liability for tenants and visitors.
Good to know: DP-3 with replacement cost is the best choice for most rentals; DP-1 suits older or lower-value homes.
Not covered: tenants’ belongings, and wear and tear.
Insurance Application:
Dwelling Fire (DP-1 / DP-3)Begin Application
Required forms
Dwelling Fire (DP-1 / DP-3) Supplemental Application (PDF)Want to save and finish later? Complete it online
Download, complete and email to quote@societiesinsurance.com, or attach it with your quote request.
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
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Mon-Fri 8:00am - 6:00pm
Sat 9:00am - 12:00pm