Societies Insurance

Get a free quote

Vape / Tobacco Shop Insurance - Let us find your best coverage - coverage built for vape, smoke and tobacco shops

Vape and smoke shops face products liability from batteries and e-liquids, and many carriers exclude them, so specialty markets look at what you sell and where it comes from. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Vape / Tobacco Shop Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Product sales split
  • Suppliers and countries of origin
  • Tobacco retail license
  • Five years of loss runs

Related coverage

Coverage details

What Vape / Tobacco Shop coverage includes

Vape and smoke shops face products liability from batteries and e-liquids, and many carriers exclude them, so specialty markets look at what you sell and where it comes from.

  • General liability - Customer injuries and damage in your shop.
  • Products liability - Claims from devices, batteries and e-liquids you sell.
  • Inventory - Stock and fixtures against fire, theft and vandalism.
  • Battery fire - Property damage from lithium battery fires in your store.
  • Crime - Cash and stock taken in a burglary or robbery.

Good to know: carriers favor shops that sell only FDA-listed products from U.S. distributors and do not mix their own e-liquids.

Not covered: health effects from vaping and tobacco use, CBD or THC products, and loose lithium batteries on many policies.

Insurance Application:

Vape / Tobacco Shop

Required forms

Vape / Tobacco Shop Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Modern retail store interior with display shelves and products
Contact details

Prefer to talk?

Scroll to Top