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Cold Storage Warehouse Insurance - Let us find your best coverage - coverage for refrigerated warehouses

Cold storage warehouses face spoilage from equipment failure or power loss, and carriers look at your refrigeration systems, backup power, ammonia safety and temperature monitoring. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Cold Storage Warehouse Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Building construction and insulated panel type
  • Refrigeration system (ammonia, freon, CO2)
  • Backup generator details
  • Maximum value of customer goods stored
  • Sample warehouse receipt

Related coverage

Coverage details

What Cold Storage Warehouse coverage includes

Cold storage warehouses face spoilage from equipment failure or power loss, and carriers look at your refrigeration systems, backup power, ammonia safety and temperature monitoring.

  • Warehouse legal liability - Customer goods damaged while in your care.
  • Spoilage - Product lost to refrigeration breakdown or power loss.
  • Equipment breakdown - Compressors, evaporators and refrigeration systems.
  • Building and contents - Your insulated building, racking and equipment.
  • Ammonia release - Pollution and injury claims from refrigerant leaks.

Good to know: alarmed temperature monitoring with 24/7 call-out and a backup generator sized for the whole freezer load are close to mandatory for spoilage coverage.

Not covered: gradual temperature drift you failed to act on, spoilage from utility outages unless endorsed, and insulated panel (EPS) building fires with some carriers.

Insurance Application:

Cold Storage Warehouse

Required forms

Cold Storage Warehouse Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

A large warehouse with pallet racks
Contact details

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