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Auto Dealer Insurance - Let us find your best coverage - garage, dealer and inventory coverage for franchise and independent dealers
Auto dealers need garage liability, dealer plates, test-drive coverage and protection for the inventory on the lot. Carriers look at lot values, plate use and how test drives are controlled. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.
Auto Dealer Quote Request
Applicant Information:
Have these handy
- Average and maximum inventory value
- Number of dealer plates and who uses them
- Annual units sold, new and used
- Five years of loss runs
Related coverage
Coverage details
What Auto Dealer coverage includes
Auto dealers need garage liability, dealer plates, test-drive coverage and protection for the inventory on the lot.
- Dealer liability - Lot, showroom and sales operations.
- Dealer open lot - Hail, theft and damage to inventory on the lot.
- Garagekeepers - Customer cars in your service department.
- Dealer plates - Liability for plated cars driven by staff and customers.
- Errors and omissions - Title, odometer and finance paperwork mistakes.
Good to know: a written test-drive procedure with ID copies and a ride-along rule is the first thing most dealer underwriters ask for.
Not covered: hail damage on some open-lot forms without a separate deductible, false pretense theft unless added, and wear on demo cars.
Insurance Application:
Auto Dealer
Required forms
Auto Dealer Supplemental Application (PDF)
Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.
Contact details
Prefer to talk?
- Toll-Free: 800-616-3490
- East Coast: 706-550-4418
- West Coast: 206-755-0101
- info@societiesinsurance.com
- Mon-Fri 8:00am - 6:00pm, Sat 9:00am - 12:00pm