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Diner / Family Restaurant Insurance - Let us find your best coverage - coverage built for diners and family restaurants

Diners and family restaurants are a preferred restaurant class when alcohol is low, but carriers still check hours, cooking and hood protection. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Diner / Family Restaurant Quote Request

Applicant Information:

Business Structure (Optional - choose one)

Have these handy

  • Annual sales
  • Seating capacity
  • Hours of operation
  • Hood-cleaning records

Related coverage

Coverage details

What Diner / Family Restaurant coverage includes

Diners and family restaurants are a preferred restaurant class when alcohol is low, but carriers still check hours, cooking and hood protection.

  • General liability - Customer slips, falls and burns.
  • Property - Building, grills, fryers and furniture.
  • Food spoilage - Stock lost to cooler failure or outage.
  • Workers compensation - Kitchen and server injuries.
  • Business income - Lost sales while you are closed.

Good to know: low or no alcohol sales and no late-night hours put most diners in preferred BOP programs.

Not covered: employee injuries (needs workers comp), and liquor liability if you serve alcohol but do not buy it.

Insurance Application:

Diner / Family Restaurant

Required forms

Diner / Family Restaurant Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Empty modern restaurant interior with tables and chairs
Contact details

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