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Wine Collection Insurance - Let us find your best coverage - coverage for fine wine

Fine wine collections can be damaged by breakage, temperature changes and power failure – risks homeowners policies don't fully cover. Send us a few details and we will shop 50+ carriers for your best rate – no cost, no obligation. Prefer to talk? Call 800-616-3490.

Wine Collection Quote Request

Applicant Information:

Have these handy

  • Appraisals, receipts or photos for each item
  • Where items are kept and how they're secured
  • Current homeowners declarations page
  • Cellar inventory and values

Related coverage

Coverage details

What Wine Collection coverage includes

Fine wine collections can be damaged by breakage, temperature changes and power failure – risks homeowners policies don't fully cover.

  • All-risk coverage - Loss, theft and accidental damage, not just named perils.
  • Breakage - Bottles broken accidentally.
  • Worldwide - Coverage at home, in storage and while traveling.
  • No deductible options - Many floaters carry a $0 deductible.
  • Temperature change - Spoilage from climate-control failure.

Good to know: keep an inventory with purchase receipts or market values.

Not covered: cork failure and spoilage from age.

Insurance Application:

Wine Collection

Required forms

Wine Collection Supplemental Application (PDF)

Download, complete and email to info@societiesinsurance.com, or attach it with your quote request.

Wine cellar
Contact details

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